Track every dollar.
Share none of it.
Budgeting, spending analysis, and net worth tracking — from one clean dashboard. Upload a monthly CSV and you're done. No bank linking, ever.
Why Moosely
Every finance app wants your bank login. We don’t.
A growing segment of users refuse to hand their credentials to third-party data aggregators. Moosely is built for them.
Plaid's $58M problem
Plaid settled a class-action lawsuit for collecting more data than users consented to. 98 million accounts affected. This is who your finance app hands your credentials to.
Broken connections
Bank connections break every 90 days. Chase changes their OAuth flow. Your credit union isn't supported. Moosely has zero connections — and zero connection problems.
Spreadsheets aren't enough
Spreadsheets are private but have no dashboards, no insights, and no net worth tracking. Moosely gives you professional tools without the data risk.
The only app built for privacy from the ground up.
Competitor pricing and features as of 2026. Subject to change.
How it works
Three steps to total financial clarity.
CSV Import
Import from any bank in 30 seconds.
Every major bank lets you download a CSV statement from their website. Upload it to Moosely and our AI categorizes every transaction instantly — groceries, dining, income, subscriptions, bills. You review and confirm. Your credentials never touch our servers.
Try it free →
Budget vs. Actual
Know exactly where every dollar went.
Set monthly budgets by category and see your actual spending in real time. Visual progress bars make it instantly clear where you’re on track and where you’re overspending.
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Net Worth Tracker
Watch your net worth grow over time.
Log your assets and debts — cash, investments, real estate, vehicles, loans — and track how your total net worth trends over months and years. The number that actually matters.
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What people are saying
Real people. Real finances. Total privacy.
Moosely is the first budgeting tool I actually trust. No bank connections, no data scraping — just a clean, private way to track my money and net worth. Exactly what I’ve been looking for.
I didn’t realize how much I hated linking my accounts until I used Moosely. Manually adding my numbers takes minutes, and now I actually understand my finances instead of just looking at charts.
Most apps focus on spending. Moosely focuses on what actually matters — my net worth. Seeing everything in one place without giving up my data is a game changer.
Between my business, rentals, and investments, I needed something flexible without risking my data. Moosely gives me full control and a complete financial picture without connecting anything.
Moosely feels like the future of personal finance — private, intentional, and actually useful. It’s the only app that makes me feel in control of my money instead of monitored.
Pricing
Simple, transparent pricing.
Start free, upgrade when you need more.
Free
$0
forever · no credit card
Pro — Most popular
$8.99
/month · or $89.99/year
Save 17% annually
FAQ
Frequently asked questions.
Get started today
Stop giving your bank data to apps you don’t trust.
Join privacy-conscious users who track their finances on their own terms.
Start for free — no credit card required